{"id":120521,"date":"2026-08-24T09:22:59","date_gmt":"2026-08-24T00:22:59","guid":{"rendered":"https:\/\/www.jkeiei.co.jp\/m\/?post_type=news&#038;p=120521"},"modified":"2026-08-25T08:05:16","modified_gmt":"2026-08-24T23:05:16","slug":"202609-s-kindaichi","status":"publish","type":"news","link":"https:\/\/www.jkeiei.co.jp\/m\/news\/202609-s-kindaichi\/","title":{"rendered":"\u7b2c5\u56de\u3000\u7c73\u56fd\u9000\u8077\u5e74\u91d1\u5236\u5ea6\u306f\u30083\u672c\u67f1\u3009\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u308b"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"120521\" class=\"elementor elementor-120521\" data-elementor-post-type=\"news\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8035efd e-flex e-con-boxed e-con e-parent\" data-id=\"8035efd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd51f51 elementor-widget elementor-widget-text-editor\" data-id=\"fd51f51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u65e5\u672c\u56fd\u5185\u306b\u304a\u3051\u308b\u5e74\u91d1\u5236\u5ea6\u306f\u3001\u516c\u7684\u5e74\u91d1\u3068\u4f01\u696d\u5e74\u91d1\u3001iDeCo\u3084NISA\u306a\u3069\u3092\u5225\u3005\u306e\u5236\u5ea6\u3068\u3057\u3066\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3042\u308b\u304c\u3001\u7c73\u56fd\u3067\u306f\u8001\u5f8c\u8cc7\u7523\u5f62\u6210\u3092\u652f\u3048\u308b\u5236\u5ea6\u3068\u3057\u3066\u3001<\/p><p>\u2022 Social Security\uff08\u793e\u4f1a\u4fdd\u969c\u5e74\u91d1\uff09<br \/>\u2022 401(k)<br \/>\u2022 IRA\uff08Individual Retirement Account\uff09<\/p><p>\u306e\u4e09\u3064\u304c\u4e2d\u5fc3\u3068\u306a\u3063\u3066\u3044\u308b\u3002<\/p><p>\u3055\u3089\u306b\u3001IRA\u306f\u56f3\u8868\uff11\u306e\u3088\u3046\u306b\u6570\u7a2e\u306b\u679d\u5206\u304b\u308c\u308b\u5efa\u3066\u4ed8\u3051\u3092\u3072\u3068\u307e\u305a\u8a8d\u8b58\u3055\u308c\u3066\u304a\u304b\u308c\u308b\u3068\u826f\u3044\u3068\u8003\u3048\u3089\u308c\u308b\u3002<\/p><p>\u3082\u3063\u3068\u3082\u3001\u7a0e\u52d9\u5b9f\u52d9\u3067\u306f\u3001\u524d\u8a18\u4e09\u3064\u3092\u6df7\u540c\u3057\u305f\u307e\u307e\u76f8\u8ac7\u3092\u53d7\u3051\u308b\u3053\u3068\u3082\u5c11\u306a\u304f\u306a\u304f\u3001<\/p><p>\u2022 \u7c73\u56fd\u5e74\u91d1\u3092\u53d7\u3051\u53d6\u3063\u3066\u3044\u308b<br \/>\u2022 IRA\u3092\u6301\u3063\u3066\u3044\u308b<br \/>\u2022 401(k)\u3092\u65e5\u672c\u3078\u6301\u3061\u5e30\u3063\u305f<\/p><p>\u3068\u3044\u3063\u305f\u76f8\u8ac7\u3067\u3042\u3063\u3066\u3082\u3001\u5236\u5ea6\u3054\u3068\u306b\u8ab2\u7a0e\u95a2\u4fc2\u3084\u7a0e\u52d9\u4e0a\u306e\u53d6\u308a\u6271\u3044\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u3002\u305d\u306e\u4e0a\u3067\u305d\u308c\u305e\u308c\u306e\u5236\u5ea6\u306e\u4f4d\u7f6e\u4ed8\u3051\u3092\u6574\u7406\u3057\u3066\u304a\u304d\u305f\u3044\uff08\u56f3\u8868\uff12\uff09\u3002<\/p><h4>Social Security<\/h4><p>Social Security\u306f\u3001\u65e5\u672c\u3067\u3044\u3046\u516c\u7684\u5e74\u91d1\u5236\u5ea6\u306b\u76f8\u5f53\u3059\u308b\u3002\u4e00\u5b9a\u671f\u9593\u4fdd\u967a\u6599\u3092\u7d0d\u4ed8\u3059\u308b\u3053\u3068\u3067\u3001\u8001\u9f62\u30fb\u969c\u5bb3\u30fb\u907a\u65cf\u306b\u5bfe\u3059\u308b\u7d66\u4ed8\u304c\u884c\u308f\u308c\u3001\u52e4\u52d9\u5148\u304c\u5909\u308f\u3063\u3066\u3082\u5236\u5ea6\u306f\u7d99\u7d9a\u3057\u3001\u9000\u8077\u5f8c\u306e\u751f\u6d3b\u4fdd\u969c\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u308b\u3002<\/p><h4>401(k)<\/h4><p>401(k)\u306f\u4f01\u696d\u304c\u5f93\u696d\u54e1\u306e\u305f\u3081\u306b\u8a2d\u3051\u308b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u5236\u5ea6\u3067\u3042\u308b\u3002\u5f93\u696d\u54e1\u81ea\u8eab\u304c\u7d66\u4e0e\u306e\u4e00\u90e8\u3092\u7a4d\u307f\u7acb\u3066\u308b\u307b\u304b\u3001\u4f01\u696d\u304c\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3092\u884c\u3046\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3001\u8ee2\u8077\u3084\u9000\u8077\u6642\u306b\u306f\u3001401(k)\u306e\u8cc7\u7523\u3092IRA\u3078\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3059\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3042\u308b\u3002<\/p><h4>IRA<\/h4><p>IRA\u306f\u500b\u4eba\u304c\u958b\u8a2d\u3059\u308b\u9000\u8077\u53e3\u5ea7\u3067\u3042\u308b\u3002\u81ea\u3089\u8cc7\u91d1\u3092\u62e0\u51fa\u3059\u308b\u307b\u304b\u3001\u9000\u8077\u6642\u306b401(k)\u304b\u3089\u8cc7\u7523\u3092\u79fb\u7ba1\u3057\u3066\u5229\u7528\u3059\u308b\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3001\u65e5\u672c\u3078\u5e30\u56fd\u3057\u305f\u99d0\u5728\u54e1\u304b\u3089\u7a0e\u7406\u58eb\u30b5\u30a4\u30c9\u304c\u6700\u3082\u76f8\u8ac7\u3092\u53d7\u3051\u308b\u306e\u3082\u3001\u3053\u306eIRA\u3068\u63a8\u6e2c\u3055\u308c\u308b\u3002\u3055\u3089\u306bIRA\u306b\u306fTraditional IRA\u3084Roth IRA\u306a\u3069\u8907\u6570\u306e\u7a2e\u985e\u304c\u5b58\u5728\u3059\u308b\u3002<\/p><h3>\u7a0e\u52d9\u5b9f\u52d9\u3067\u76f8\u8ac7\u304c\u591a\u3044\u306e\u306f\u300cIRA\u300d<\/h3><p>Social Security\u306f\u5236\u5ea6\u304c\u6bd4\u8f03\u7684\u5358\u7d14\u3067\u3042\u308a\u3001401(k)\u3082\u52e4\u52d9\u5148\u304c\u7ba1\u7406\u3057\u3066\u3044\u308b\u9593\u306f\u7d0d\u7a0e\u8005\u81ea\u8eab\u304c\u5224\u65ad\u3059\u308b\u5834\u9762\u306f\u591a\u304f\u306a\u3044\u3002\u4e00\u65b9\u3001IRA\u306f\u65e5\u672c\u5e30\u56fd\u5f8c\u3082\u4fdd\u6709\u3092\u7d99\u7d9a\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u304f\u3001\u5206\u914d\u6642\u671f\u3084\u8ab2\u7a0e\u95a2\u4fc2\u3001\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306a\u3069\u3001\u65e5\u672c\u306e\u7a0e\u7406\u58eb\u304c\u5224\u65ad\u3092\u6c42\u3081\u3089\u308c\u308b\u8ad6\u70b9\u304c\u6570\u591a\u304f\u5b58\u5728\u3059\u308b\u3002<\/p><p>\u305d\u3053\u3067\u672c\u7a3f\u3067\u306f\u3001\u3053\u306eIRA\u3092\u4e2d\u5fc3\u306b\u3001\u65e5\u672c\u5e30\u56fd\u5f8c\u306e\u7a0e\u52d9\u5b9f\u52d9\u306b\u3064\u3044\u3066\u6574\u7406\u3057\u3066\u3044\u304f\u3053\u3068\u306b\u3059\u308b\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36d6537 e-con-full e-flex e-con e-child\" data-id=\"36d6537\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9ce20 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"cc9ce20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u56f31\u3000\u56fd\u969b\u76f8\u7d9a\u306f\u300c\u7a0e\u52d9\u300d\u3060\u3051\u3067\u306f\u7d42\u308f\u3089\u306a\u3044<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43202541 elementor-widget elementor-widget-image\" data-id=\"43202541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"733\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752301.jpg\" class=\"attachment-large size-large wp-image-120523\" alt=\"\u6d77\u5916\u8cc7\u7523\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752301.jpg 994w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752301-300x275.jpg 300w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752301-768x704.jpg 768w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752301-600x550.jpg 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1fbef5 elementor-widget elementor-widget-text-editor\" data-id=\"e1fbef5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u65e5\u672c\u306b\u5e30\u56fd\u3057\u305f\u5f8c\u306b\u8d77\u3053\u308b\u8ab2\u984c\u306b\u3064\u3044\u3066<\/h3><p>\u307e\u305a\u3001\u305d\u308c\u306f\u904b\u7528\u3092\u7d99\u7d9a\u3059\u308b\u306e\u304b\u3001\u5206\u914d\u3059\u308b\u306e\u304b\u3001\u305d\u306e\u5f8c\u306b\u7d9a\u304f\u306e\u306f\u7c73\u56fd\u3060\u3051\u3067\u306e\u8ab2\u7a0e\u306b\u306a\u308b\u306e\u304b\u3001\u305d\u308c\u3068\u3082\u65e5\u672c\u3067\u8ab2\u7a0e\u3055\u308c\u308b\u304b\u306e\u691c\u8a0e\u306b\u306a\u308b\u3002<\/p><p>\u4f8b\u3048\u3070\u3001\u7c73\u56fd\u3067\u306f\u9000\u8077\u5f8c\u306e\u8cc7\u7523\u5f62\u6210\u5236\u5ea6\u3068\u3057\u3066\u5e83\u304f\u5229\u7528\u3055\u308c\u3066\u3044\u308bIRA\u3067\u3042\u308b\u304c\u3001\u65e5\u672c\u306e\u7a0e\u5236\u306b\u306f\u3053\u308c\u3068\u540c\u4e00\u306e\u5236\u5ea6\u306f\u5b58\u5728\u3057\u306a\u3044\u305f\u3081\u3001\u7c73\u56fd\u3067\u306e\u53d6\u308a\u6271\u3044\u3092\u305d\u306e\u307e\u307e\u65e5\u672c\u3078\u5f53\u3066\u306f\u3081\u308b\u3053\u3068\u306f\u3067\u304d\u305a\u3001\u65e5\u672c\u72ec\u81ea\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3092\u6539\u3081\u3066\u6574\u7406\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u304b\u3089\u3067\u3042\u308b\u3002<\/p><p>\u7c73\u56fd\u52e4\u52d9\u4e2d\u306bIRA\u3092\u4fdd\u6709\u3057\u3066\u3044\u305f\u65b9\u304c\u65e5\u672c\u3078\u5e30\u56fd\u3057\u305f\u304c\u3001\u7c73\u56fd\u3067\u958b\u8a2d\u3057\u305f\u53e3\u5ea7\u3092\u3001\u305d\u306e\u307e\u307e\u4fdd\u6709\u3057\u7d9a\u3051\u308b\u30b1\u30fc\u30b9\u304c\u4e00\u822c\u7684\u3067\u3042\u308a\u3001\u3053\u306e\u5834\u5408\u306f\u53e3\u5ea7\u5185\u306e\u682a\u5f0f\u3084\u6295\u8cc7\u4fe1\u8a17\u3082\u5f15\u304d\u7d9a\u304d\u904b\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3082\u3063\u3068\u3082\u3001\u8a3c\u5238\u4f1a\u793e\u306b\u3088\u3063\u3066\u306f\u65e5\u672c\u5c45\u4f4f\u8005\u3068\u306a\u3063\u305f\u5f8c\u306e\u8ffd\u52a0\u62e0\u51fa\u3084\u65b0\u898f\u6295\u8cc7\u3092\u5236\u9650\u3057\u3066\u3044\u308b\u5834\u5408\u3082\u3042\u308b\u305f\u3081\u3001\u5b9f\u52d9\u4e0a\u306f\u91d1\u878d\u6a5f\u95a2\u3054\u3068\u306e\u53d6\u308a\u6271\u3044\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p><h4>\u301d\u904b\u7528\u4e2d\u301f\u306e\u8ab2\u7a0e\u306b\u3064\u3044\u3066<\/h4><p>\u6700\u3082\u8aa4\u89e3\u304c\u591a\u3044\u306e\u304c\u300c\u904b\u7528\u4e2d\u300d\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3067\u3042\u308b\u3002IRA\u53e3\u5ea7\u5185\u3067\u306f\u682a\u5f0f\u306e\u58f2\u8cb7\u3084\u914d\u5f53\u91d1\u306e\u53d7\u9818\u304c\u7e70\u308a\u8fd4\u3055\u308c\u308b\u304c\u3001\u3053\u308c\u3089\u306b\u3064\u3044\u3066\u65e5\u672c\u3067\u6bce\u5e74\u8ab2\u7a0e\u3055\u308c\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u5fc3\u914d\u3055\u308c\u308b\u76f8\u8ac7\u3082\u5c11\u306a\u304f\u306a\u3044\u3002<\/p><p>\u3057\u304b\u3057\u3001\u4e00\u822c\u7684\u306b\u306f\u3001\u53e3\u5ea7\u5185\u3067\u8cc7\u7523\u3092\u904b\u7528\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u76f4\u3061\u306b\u65e5\u672c\u3067\u6240\u5f97\u304c\u5b9f\u73fe\u3059\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u305f\u3081\u3001\u5b9f\u969b\u306b\u306f\u53e3\u5ea7\u304b\u3089\u5206\u914d\u3092\u53d7\u3051\u308b\u6bb5\u968e\u3067\u8ab2\u7a0e\u95a2\u4fc2\u3092\u691c\u8a0e\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002<\/p><h4>\u301d\u5206\u914d\u4e2d\u301f\u306e\u8ab2\u7a0e\u306b\u3064\u3044\u3066<\/h4><p>\u4e00\u65b9\u3067\u3001\u5b9f\u969b\u306bIRA\u304b\u3089\u8cc7\u91d1\u3092\u5f15\u304d\u51fa\u3059\u300c\u5206\u914d\u300d\u306e\u6bb5\u968e\u3067\u306f\u3001\u65e5\u672c\u3068\u7c73\u56fd\u306e\u53cc\u65b9\u306e\u7a0e\u5236\u3092\u78ba\u8a8d\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002Traditional IRA\u3067\u306f\u3001\u62e0\u51fa\u6642\u306b\u7a0e\u5236\u512a\u9047\u3092\u53d7\u3051\u3001\u305d\u306e\u5f8c\u306e\u904b\u7528\u76ca\u3082\u7e70\u308a\u5ef6\u3079\u3089\u308c\u308b\u305f\u3081\u3001\u5206\u914d\u6642\u306b\u7c73\u56fd\u3067\u6240\u5f97\u8ab2\u7a0e\u304c\u884c\u308f\u308c\u308b\u306e\u304c\u57fa\u672c\u3067\u3042\u308b\u3002\u307e\u305f\u3001\u65e5\u672c\u3078\u5e30\u56fd\u3057\u305f\u5f8c\u306b\u65e5\u672c\u5c45\u4f4f\u8005\u3068\u3057\u3066\u5206\u914d\u3092\u53d7\u3051\u308c\u3070\u3001\u65e5\u672c\u3067\u3082\u8ab2\u7a0e\u95a2\u4fc2\u304c\u751f\u3058\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/p><h4>\u301d\u65e5\u672c\u5074\u301f\u306e\u8ab2\u7a0e\u306b\u3064\u3044\u3066<\/h4><p>\u3053\u3053\u3067\u7d0d\u7a0e\u8005\u304c\u6700\u3082\u8aa4\u89e3\u3057\u3084\u3059\u3044\u306e\u306f\u3001\u300c\u7c73\u56fd\u3067\u8ab2\u7a0e\u3055\u308c\u308b\u306a\u3089\u3001\u65e5\u672c\u3067\u306f\u8ab2\u7a0e\u3055\u308c\u306a\u3044\u3060\u308d\u3046\u300d\u3068\u3044\u3046\u601d\u3044\u8fbc\u307f\u306b\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u65e5\u672c\u306f\u5c45\u4f4f\u8005\u306b\u5bfe\u3057\u3066\u5168\u4e16\u754c\u6240\u5f97\u8ab2\u7a0e\u3092\u63a1\u7528\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u65e5\u672c\u5c45\u4f4f\u8005\u3068\u306a\u3063\u305f\u5f8c\u306b\u53d7\u3051\u53d6\u308bIRA\u306e\u5206\u914d\u306b\u3064\u3044\u3066\u306f\u3001\u65e5\u672c\u5074\u3067\u3082\u8ab2\u7a0e\u95a2\u4fc2\u3092\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u7c73\u56fd\u3067\u7a0e\u91d1\u304c\u5fb4\u53ce\u3055\u308c\u305f\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u65e5\u672c\u3067\u306e\u7533\u544a\u304c\u4e0d\u8981\u306b\u306a\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u70b9\u306b\u7559\u610f\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p><p>\u3082\u3063\u3068\u3082\u3001\u540c\u4e00\u306e\u6240\u5f97\u306b\u3064\u3044\u3066\u65e5\u7c73\u53cc\u65b9\u3067\u8ab2\u7a0e\u3055\u308c\u308b\u5834\u5408\u306b\u306f\u3001\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306e\u9069\u7528\u3092\u691c\u8a0e\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002\u305f\u3060\u3057\u3001\u7c73\u56fd\u3067\u6e90\u6cc9\u5fb4\u53ce\u3055\u308c\u305f\u7a0e\u984d\u304c\u3001\u305d\u306e\u307e\u307e\u65e5\u672c\u3067\u5168\u984d\u63a7\u9664\u3067\u304d\u308b\u3068\u306f\u9650\u3089\u306a\u3044\u70b9\u306f\u7559\u610f\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p><h4>\u301dIRA\u306e\u7a2e\u985e\u301f\u3068\u5c65\u6b74\u306b\u3088\u308b\u8ab2\u7a0e<\/h4><p>\u3055\u3089\u306b\u3001\u7a0e\u52d9\u5b9f\u52d9\u3067\u306f\u3001IRA\u306e\u7a2e\u985e\u3092\u78ba\u8a8d\u305b\u305a\u306b\u76f8\u8ac7\u3092\u9032\u3081\u308b\u3053\u3068\u3082\u30ea\u30b9\u30af\u3067\u3042\u308b\u3002<\/p><p>Traditional IRA\u3067\u3042\u308b\u304b\u3001Roth IRA\u3067\u3042\u308b\u306e\u304b\u306b\u3088\u3063\u3066\u3001\u7c73\u56fd\u3067\u306e\u8ab2\u7a0e\u95a2\u4fc2\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u3002\u52a0\u3048\u3066\u3001401(k)\u304b\u3089\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3055\u308c\u305fIRA\u3067\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u5143\u3005\u306e\u8cc7\u91d1\u306e\u6027\u8cea\u3084\u62e0\u51fa\u5c65\u6b74\u3092\u78ba\u8a8d\u3057\u306a\u3051\u308c\u3070\u3001\u9069\u5207\u306a\u7a0e\u52d9\u5224\u65ad\u304c\u3067\u304d\u306a\u3044\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3002<\/p><p>\u305d\u306e\u305f\u3081\u3001\u65e5\u672c\u3078\u5e30\u56fd\u3057\u305f\u9867\u5ba2\u304b\u3089IRA\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3092\u53d7\u3051\u305f\u5834\u5408\u306b\u306f\u3001<br \/>\uff0aIRA\u306e\u7a2e\u985e<br \/>\uff0a\u904e\u53bb\u306e\u62e0\u51fa\u5c65\u6b74<br \/>\uff0a\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u306e\u6709\u7121<br \/>\uff0a\u5206\u914d\u306e\u4e88\u5b9a<br \/>\uff0a\u7c73\u56fd\u3067\u306e\u8ab2\u7a0e\u72b6\u6cc1\u3092\u6700\u521d\u306b\u78ba\u8a8d\u3059\u308b<br \/>\u3053\u3068\u304c\u91cd\u8981\u306b\u306a\u308b\u3002<\/p><p>\u3044\u308f\u3086\u308b\u3001\u5236\u5ea6\u306e\u7406\u89e3\u4ee5\u4e0a\u306b\u3001\u3069\u306e\u3088\u3046\u306a\u7d4c\u7def\u3067\u73fe\u5728\u306eIRA\u304c\u5f62\u6210\u3055\u308c\u305f\u306e\u304b\u3068\u3044\u3046\u300c\u5c65\u6b74\u300d\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u3001\u9069\u6b63\u306a\u8ab2\u7a0e\u7533\u544a\u3078\u306e\u7b2c\u4e00\u6b69\u3068\u306a\u308b\u3068\u3044\u3048\u308b\u3002<\/p><h3>\u5b9f\u52d9\u3067\u8aa4\u308a\u3084\u3059\u3044\u30dd\u30a4\u30f3\u30c8<\/h3><p>\u6b21\u306bIRA\u306b\u95a2\u3059\u308b\u7533\u544a\u5b9f\u52d9\u3067\u7559\u610f\u3059\u308b\u3053\u3068\u304c\u671b\u307e\u308c\u308b\u30dd\u30a4\u30f3\u30c8\u3092\u4ee5\u4e0b\u306b\uff16\u70b9\u5217\u6319\u3055\u305b\u3066\u3044\u305f\u3060\u3044\u305f\u3002<\/p><h4>\u2460 IRA\u3068401(k)\u3092\u6df7\u540c\u3057\u306a\u3044\u3088\u3046\u306b\u3059\u308b<\/h4><p>401(k)\u306f\u4f01\u696d\u578b\u5e74\u91d1\u3001IRA\u306f\u500b\u4eba\u306e\u9000\u8077\u53e3\u5ea7\u3067\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u9000\u8077\u6642\u306b401(k)\u3092IRA\u3078\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u304f\u3001\u7d0d\u7a0e\u8005\u81ea\u8eab\u3082\u4e21\u8005\u3092\u533a\u5225\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u304c\u5c11\u306a\u304f\u306a\u3044\u3002\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3067\u3042\u308c\u3070\u3001\u79fb\u7ba1\u6642\u306b\u8ab2\u7a0e\u3055\u308c\u305f\u304b\u3001\u975e\u8ab2\u7a0e\u306e\u307e\u307e\u8cc7\u91d1\u304c\u627f\u7d99\u3055\u308c\u305f\u306e\u304b\u306b\u3088\u3063\u3066\u3001\u5206\u914d\u306e\u691c\u8a0e\u8cc7\u6599\u3082\u5909\u308f\u308b\u3002\u73fe\u5728\u306e\u53e3\u5ea7\u540d\u79f0\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u65e7\u52e4\u52d9\u5148\u306e401(k)\u660e\u7d30\u3001\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u6642\u306e\u66f8\u985e\u3001\u904e\u53bb\u306eForm 1099-R\u306a\u3069\u3092\u3064\u306a\u3052\u3066\u3001\u8cc7\u91d1\u306e\u5c65\u6b74\u3092\u5fa9\u5143\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p><h4>\u2461 Traditional IRA\u3068Roth IRA\u3092\u533a\u5225\u3059\u308b<\/h4><p>Traditional IRA\u3068Roth IRA\u306f\u3001\u540c\u3058IRA\u3067\u3082\u7c73\u56fd\u5074\u306e\u8ab2\u7a0e\u69cb\u9020\u304c\u7570\u306a\u308b\u3002Traditional IRA\u306f\u3001\u62e0\u51fa\u6642\u306b\u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u3001\u63a7\u9664\u3092\u53d7\u3051\u305f\u62e0\u51fa\u984d\u3068\u904b\u7528\u76ca\u306f\u539f\u5247\u3068\u3057\u3066\u5206\u914d\u6642\u306b\u8ab2\u7a0e\u3055\u308c\u308b\u3002\u4e00\u65b9\u3001Roth IRA\u306f\u62e0\u51fa\u6642\u306e\u6240\u5f97\u63a7\u9664\u304c\u306a\u304f\u3001\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u9069\u683c\u5206\u914d\u306f\u7c73\u56fd\u3067\u306f\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u3002<\/p><p>\u3057\u305f\u304c\u3063\u3066\u3001\u300cIRA\u3060\u304b\u3089\u5168\u984d\u8ab2\u7a0e\u300d\u300cRoth\u3060\u304b\u3089\u975e\u8ab2\u7a0e\u300d\u3068\u4e00\u5f8b\u306b\u51e6\u7406\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3002\u7c73\u56fd\u3067\u9069\u683c\u5206\u914d\u3068\u3057\u3066\u975e\u8ab2\u7a0e\u3067\u3042\u3063\u3066\u3082\u3001\u65e5\u672c\u3067\u3082\u5f53\u7136\u306b\u975e\u8ab2\u7a0e\u306b\u306a\u308b\u3068\u306f\u9650\u3089\u305a\u3001\u65e5\u672c\u6cd5\u4e0a\u306e\u6240\u5f97\u533a\u5206\u3001\u672c\u4eba\u62e0\u51fa\u984d\u3001\u53d7\u7d66\u65b9\u6cd5\u306a\u3069\u3092\u5225\u9014\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u6700\u521d\u306b\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u671b\u307e\u308c\u308b\u306e\u306f\u3001\u53e3\u5ea7\u540d\u306e\u672b\u5c3e\u306b\u300cTraditional\u300d\u300cRoth\u300d\u300cRollover\u300d\u306e\u3044\u305a\u308c\u304c\u4ed8\u3044\u3066\u3044\u308b\u304b\u3001\u307e\u305f\u8907\u6570\u53e3\u5ea7\u304c\u5b58\u5728\u3059\u308b\u5834\u5408\u306b\u306f\u53e3\u5ea7\u3054\u3068\u306b\u8cc7\u6599\u3092\u5206\u3051\u3066\u6574\u7406\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p><h4>\u2462\u5143\u672c\u3092\u628a\u63e1\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3066\u304a\u304f<\/h4><p>\u5b9f\u52d9\u4e0a\u6700\u3082\u591a\u3044\u306e\u304c\u3001\u672c\u4eba\u62e0\u51fa\u984d\uff08\u5143\u672c\uff09\u304c\u628a\u63e1\u3067\u304d\u3066\u3044\u306a\u3044\u30b1\u30fc\u30b9\u3067\u3042\u308b\u3002\u8ab2\u7a0e\u6e08\u307f\u306e\u62e0\u51fa\u984d\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u5206\u914d\u984d\u306e\u3059\u3079\u3066\u304c\u6240\u5f97\u3068\u306a\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u3002<\/p><p>\u6240\u5f97\u5236\u9650\u306a\u3069\u306b\u3088\u308a\u63a7\u9664\u3092\u53d7\u3051\u306a\u304b\u3063\u305f\u62e0\u51fa\u304c\u542b\u307e\u308c\u3066\u3044\u308c\u3070\u3001\u305d\u306e\u90e8\u5206\u306f\u7c73\u56fd\u7a0e\u52d9\u4e0a\u306ebasis\u3001\u3059\u306a\u308f\u3061\u65e2\u306b\u8ab2\u7a0e\u6e08\u307f\u306e\u5143\u672c\u3068\u3057\u3066\u7ba1\u7406\u3055\u308c\u308b\u3002<\/p><p>Form 8606\u306f\u3001Traditional IRA\u3078\u306e\u975e\u63a7\u9664\u62e0\u51fa\u3084\u3001\u975e\u63a7\u9664\u62e0\u51fa\u3092\u542b\u3080\u53e3\u5ea7\u304b\u3089\u306e\u5206\u914d\u3001Roth IRA\u3078\u306e\u8ee2\u63db\u306a\u3069\u3092\u5831\u544a\u3059\u308b\u305f\u3081\u306e\u66f8\u985e\u3067\u3042\u308b\u304c\u3001\u65e5\u672c\u5e30\u56fd\u304b\u3089\u9577\u671f\u9593\u304c\u7d4c\u904e\u3057\u3066\u3044\u308b\u3068\u3001\u904e\u53bb\u306eForm 8606\u3001\u7d66\u4e0e\u660e\u7d30\u3001401(k)\u306e\u79fb\u7ba1\u8cc7\u6599\u304c\u6b8b\u3063\u3066\u3044\u306a\u3044\u3053\u3068\u304c\u3042\u308b\u3002\u73fe\u5728\u306e\u53e3\u5ea7\u6b8b\u9ad8\u3060\u3051\u3092\u898b\u3066\u3082\u3001\u305d\u306e\u3046\u3061\u3044\u304f\u3089\u304c\u672c\u4eba\u306e\u8ab2\u7a0e\u6e08\u307f\u62e0\u51fa\u3067\u3001\u3044\u304f\u3089\u304c\u904b\u7528\u76ca\u306a\u306e\u304b\u306f\u308f\u304b\u3089\u306a\u3044\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3042\u308b\u3002\u5143\u672c\u8cc7\u6599\u304c\u306a\u3044\u307e\u307e\u5206\u914d\u984d\u306e\u5168\u984d\u3092\u6240\u5f97\u3068\u3059\u308c\u3070\u3001\u904e\u5927\u306a\u7a0e\u8ca0\u62c5\u3092\u751f\u3058\u3055\u305b\u3001\u9006\u306b\u6839\u62e0\u306a\u304f\u591a\u984d\u306e\u5143\u672c\u3092\u63a7\u9664\u3059\u308c\u3070\u904e\u5c11\u7533\u544a\u3068\u306a\u308b\u3002\u5e30\u56fd\u6642\u307e\u305f\u306f\u53d7\u7d66\u958b\u59cb\u524d\u306b\u904e\u53bb\u306e\u62e0\u51fa\u8cc7\u6599\u3084Form 8606\u306a\u3069\u3092\u78ba\u8a8d\u3057\u3001\u5143\u672c\u3068\u904b\u7528\u76ca\u3092\u6574\u7406\u3057\u3066\u304a\u304f\u5fc5\u8981\u3092\u9867\u5ba2\u306b\u4f1d\u3048\u308b\u3053\u3068\u304c\u63a8\u5968\u3055\u308c\u308b\u3002<\/p><h4>\u2463\u7c73\u56fd\u3067\u975e\u8ab2\u7a0e\u304c\u65e5\u672c\u3067\u3082\u975e\u8ab2\u7a0e\u306b\u306f\u306a\u3089\u306a\u3044<\/h4><p>\u7d0d\u7a0e\u8005\u306b\u6700\u3082\u591a\u3044\u8aa4\u89e3\u70b9\u3068\u3057\u3066\u3001\u7c73\u56fd\u3067\u8ab2\u7a0e\u3055\u308c\u3066\u3044\u306a\u3044\u4ee5\u4e0a\u3001\u65e5\u672c\u3067\u3082\u7533\u544a\u4e0d\u8981\u3060\u308d\u3046\u3068\u8aa4\u89e3\u3057\u3066\u3057\u307e\u3046\u70b9\u3067\u3042\u308b\u3002<\/p><p>\u5178\u578b\u4f8b\u306fRoth IRA\u3067\u3042\u308b\u304c\u3001\u7c73\u56fd\u3067\u306f\u3001\u6240\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u9069\u683c\u5206\u914d\u304c\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u3002\u3057\u304b\u3057\u3001\u7c73\u56fd\u3067\u975e\u8ab2\u7a0e\u3068\u3055\u308c\u308b\u5206\u914d\u3067\u3042\u3063\u3066\u3082\u3001\u65e5\u672c\u3067\u3082\u5f53\u7136\u306b\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u65e5\u672c\u3067\u306f\u65e5\u672c\u306e\u6240\u5f97\u7a0e\u6cd5\u306b\u57fa\u3065\u3044\u3066\u8ab2\u7a0e\u95a2\u4fc2\u3092\u5224\u5b9a\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002\u3053\u306e\u305f\u3081\u3001\u7c73\u56fd\u5074\u306e\u8ab2\u7a0e\u7d50\u679c\u3060\u3051\u3067\u7533\u544a\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3068\u3053\u308d\u3067\u3042\u308b\u3002<\/p><h4>\u2464 Form 1099-R\u3060\u3051\u3092\u898b\u3066\u7533\u544a\u3057\u306a\u3044\u3088\u3046\u306b\u3059\u308b<\/h4><p>IRA\u306e\u5206\u914d\u6642\u306b\u767a\u884c\u3055\u308c\u308bForm 1099-R\u306b\u306f\u3001<br \/>\u2022 Gross Distribution<br \/>\u2022 Taxable Amount<br \/>\u2022 Federal Income Tax Withheld<br \/>\u2022 Distribution Code<br \/>\u306a\u3069\u304c\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u3002\u3053\u308c\u306f\u7533\u544a\u306e\u51fa\u767a\u70b9\u3068\u306a\u308b\u91cd\u8981\u306a\u8cc7\u6599\u3067\u306f\u3042\u308b\u304c\u3001\u8a18\u8f09\u3055\u308c\u305f\u8ab2\u7a0e\u5bfe\u8c61\u984d\u306f\u7c73\u56fd\u5074\u306e\u60c5\u5831\u7533\u544a\u66f8\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u3053\u308c\u3060\u3051\u3067\u65e5\u672c\u5074\u306e\u6240\u5f97\u91d1\u984d\u3092\u78ba\u5b9a\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u306a\u3044\u3002<\/p><p>\u5b9f\u52d9\u3067\u306f\u30011099-R\u306e\u307b\u304b\u3001\u5e74\u9593\u53e3\u5ea7\u660e\u7d30\u3001Form 5498\u3001Form 8606\u3001\u904e\u53bb\u306e\u7c73\u56fd\u7533\u544a\u66f8\u3001\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u8cc7\u6599\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p><p>Distribution Code\u306b\u3064\u3044\u3066\u3082\u3001\u901a\u5e38\u5206\u914d\u3001\u65e9\u671f\u5206\u914d\u3001\u6b7b\u4ea1\u306b\u3088\u308b\u5206\u914d\u3001\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u306a\u3069\u3001\u5206\u914d\u306e\u6027\u8cea\u3092\u5224\u65ad\u3059\u308b\u624b\u304c\u304b\u308a\u3068\u3057\u3066\u78ba\u8a8d\u3057\u305f\u3044\u3002<\/p><h4>\u2465 \u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306f\u6a5f\u68b0\u7684\u306b\u9069\u7528\u3067\u304d\u306a\u3044<\/h4><p>\u7c73\u56fd\u3067\u7a0e\u91d1\u304c\u6e90\u6cc9\u5fb4\u53ce\u3055\u308c\u3066\u3044\u3066\u3082\u3001\u76f4\u3061\u306b\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308b\u3068\u306f\u9650\u3089\u306a\u3044\u3053\u3068\u304c\u3042\u308b\u3002\u307e\u305a\u306f\u65e5\u7c73\u79df\u7a0e\u6761\u7d04\u4e0a\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3092\u78ba\u8a8d\u3057\u3001\u7c73\u56fd\u3067\u306e\u8ab2\u7a0e\u304c\u9069\u6b63\u304b\u3069\u3046\u304b\u3092\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002IRA\u306e\u5b9f\u52d9\u3067\u306f\u3001\u73fe\u5728\u306e\u5206\u914d\u984d\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u53e3\u5ea7\u304c\u3069\u306e\u3088\u3046\u306a\u7d4c\u7def\u3067\u5f62\u6210\u3055\u308c\u305f\u306e\u304b\u3068\u3044\u3046\u300c\u5c65\u6b74\u300d\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u6700\u3082\u91cd\u8981\u3067\u3042\u308b\u3002\u306a\u305c\u306a\u3089\u3001\u65e5\u7c73\u79df\u7a0e\u6761\u7d04\u306b\u306f\u5e74\u91d1\u7b49\u306b\u95a2\u3059\u308b\u8ab2\u7a0e\u95a2\u4fc2\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u53d7\u53d6\u4eba\u306e\u5c45\u4f4f\u5730\u3001\u5206\u914d\u306e\u6027\u8cea\u3001\u7c73\u56fd\u5e02\u6c11\u6a29\u30fb\u6c38\u4f4f\u6a29\u306e\u6709\u7121\u306a\u3069\u3092\u8e0f\u307e\u3048\u305f\u78ba\u8a8d\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002<\/p><p>\u6761\u7d04\u4e0a\u3001\u672c\u6765\u514d\u9664\u3055\u308c\u308b\u3079\u304d\u7c73\u56fd\u7a0e\u304c\u6e90\u6cc9\u5fb4\u53ce\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u76f4\u3061\u306b\u65e5\u672c\u306e\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u3078\u9032\u3080\u306e\u3067\u306f\u306a\u304f\u3001\u7c73\u56fd\u3067\u306e\u9084\u4ed8\u8acb\u6c42\u3084\u6e90\u6cc9\u5fb4\u53ce\u624b\u7d9a\u306e\u662f\u6b63\u3092\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u65e5\u672c\u306e\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306f\u3001\u5916\u56fd\u3067\u5fb4\u53ce\u3055\u308c\u305f\u7a0e\u984d\u3092\u7121\u6761\u4ef6\u306b\u63a7\u9664\u3059\u308b\u5236\u5ea6\u3067\u306f\u306a\u3044\u305f\u3081\u3001\u5bfe\u8c61\u3068\u306a\u308b\u5916\u56fd\u6240\u5f97\u7a0e\u3084\u63a7\u9664\u9650\u5ea6\u984d\u306b\u3064\u3044\u3066\u8981\u4ef6\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u308b\u3002<\/p><p>\u3053\u306e\u3088\u3046\u306bIRA\u5b9f\u52d9\u306b\u3064\u3044\u3066\u306f\u30011099-R\u306b\u8a18\u8f09\u3055\u308c\u305f\u30c9\u30eb\u91d1\u984d\u3092\u5186\u63db\u7b97\u3059\u308b\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u73fe\u5728\u306e\u5206\u914d\u306b\u81f3\u308b\u307e\u3067\u306e\u53e3\u5ea7\u7a2e\u985e\u3001\u62e0\u51fa\u3001\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u3001\u5143\u672c\u3001\u7c73\u56fd\u8ab2\u7a0e\u3092\u4e00\u672c\u306e\u5c65\u6b74\u3068\u3057\u3066\u518d\u69cb\u6210\u3057\u3001\u65e5\u672c\u5074\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3078\u63a5\u7d9a\u3059\u308b\u4f5c\u696d\u306b\u306a\u308b\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-888802c e-con-full e-flex e-con e-child\" data-id=\"888802c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fff613c elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"fff613c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u56f32\u3000\u4f9d\u983c\u7a0e\u7406\u58eb\u304c\u300c\u4ea4\u901a\u6574\u7406\u5f79\u300d\u3068\u306a\u308b\u30b1\u30fc\u30b9<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-407f0d1 elementor-widget elementor-widget-image\" data-id=\"407f0d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"476\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752302.jpg\" class=\"attachment-large size-large wp-image-120524\" alt=\"\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752302.jpg 994w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752302-300x178.jpg 300w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752302-768x457.jpg 768w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752302-600x357.jpg 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92f723f elementor-widget elementor-widget-text-editor\" data-id=\"92f723f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\uff1a\uff21\u6c0f\u306e\u5834\u5408<\/h3><h4>401(k)\u3092IRA\u3078\u79fb\u3057\u305f\u5f8c\u3001\u65e5\u672c\u3067\u53d7\u7d66\u3059\u308b\u30b1\u30fc\u30b9<\/h4><p>\u2460\u7c73\u56fd\u6cd5\u4eba\u306b10\u5e74\u9593\u52e4\u52d9\u3057\u3001<br \/>\u2461\u52e4\u52d9\u4e2d\u306b401(k)\u306b\u7d66\u4e0e\u306e\u4e00\u90e8\u3092\u62e0\u51fa\u3057\u3001\u9000\u8077\u6642\u306e401(k)\u6b8b\u9ad8\u306f20\u4e07\u30c9\u30eb\u3068\u306a\u308b\u3002<br \/>\u2462\u9000\u8077\u306b\u969b\u3057\u3001\u3053\u306e20\u4e07\u30c9\u30eb\u3092\u73fe\u91d1\u3067\u53d7\u3051\u53d6\u3089\u305a\u3001Traditional IRA\u3078\u76f4\u63a5\u91d1\u878d\u6a5f\u95a2\u306b\u79fb\u7ba1\u3057\u305f\u3002\u3044\u308f\u3086\u308bDirect Rollover\u3067\u3042\u308b\u3002\u21d2\u56f3\u8868\uff13<br \/>\u2463401(k)\u304b\u3089IRA\u3078\u76f4\u63a5\u79fb\u7ba1\u3059\u308b\u5834\u5408\u3001\u7c73\u56fd\u3067\u306f\u901a\u5e38\u8cc7\u91d1\u306e\u8ab2\u7a0e\u7e70\u5ef6\u3079\u304cIRA\u3078\u5f15\u304d\u7d99\u304c\u308c\u3001\u305d\u306e\u6642\u70b9\u3067\u5206\u914d\u3068\u3057\u3066\u8ab2\u7a0e\u3082\u6e90\u6cc9\u5fb4\u53ce\u3082\u884c\u308f\u308c\u306a\u3044\u3002\u21d2\u56f3\u8868\uff14<br \/>\u246455\u6b73\u3067\u65e5\u672c\u3078\u5e30\u56fd\u3057\u3001IRA\u3092\u4fdd\u6709\u3057\u305f\u307e\u307e\u904b\u7528\u3092\u7d99\u7d9a\u3057\u305f\u3002<br \/>\u246565\u6b73\u306b\u306a\u3063\u305f\u5e74\u304b\u3089\u3001\u6bce\u5e74\uff12\u4e07\u30c9\u30eb\u305a\u3064\u5206\u914d\u3092\u53d7\u3051\u308b\u3053\u3068\u3068\u3057\u305f\u3002\u21d2\u56f3\u8868\uff13<br \/>\u2466 \u5206\u914d\u6642\u306b\u306f\u7c73\u56fd\u306e\u91d1\u878d\u6a5f\u95a2\u304b\u3089Form1099-R\u304c\u767a\u884c\u3055\u308c\u3001Gross Distribution\u3068\u3057\u3066\uff12\u4e07\u30c9\u30eb\u304c\u8a18\u8f09\u3055\u308c\u305f\u3002\u21d2\u56f3\u8868\uff15<\/p><h4>\u691c\u8a0e\u306e\u65b9\u5411\u6027<\/h4><p>\u307e\u305a\uff21\u6c0f\u306f\u5206\u914d\u6642\u70b9\u3067\u65e5\u672c\u5c45\u4f4f\u8005\u3067\u3042\u308b\u305f\u3081\u3001\u65e5\u672c\u3067\u306f\u53d7\u53d6\u984d\u306b\u3064\u3044\u3066\u8ab2\u7a0e\u95a2\u4fc2\u3092\u691c\u8a0e\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p><p>\u7533\u544a\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u2465\u306e\uff12\u4e07\u30c9\u30eb\u3092\u53d7\u53d6\u65e5\u306e\u96fb\u4fe1\u58f2\u8cb7\u76f8\u5834\u306e\u4ef2\u5024\uff08TTM\uff09\u3067\u5186\u63db\u7b97\u3059\u308b\u3002\u4f8b\u3048\u3070\u53d7\u53d6\u65e5\u306e\u30ec\u30fc\u30c8\u304c\uff11\u30c9\u30eb\uff11\uff15\uff10\u5186\u3067\u3042\u308c\u3070\u3001\u5186\u63db\u7b97\u984d\u306f\uff13\uff10\uff10\u4e07\u5186\u3068\u306a\u308b\u3002<\/p><p>\u5916\u56fd\u304b\u3089\u53d7\u3051\u53d6\u308b\u5e74\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u53d7\u53d6\u6642\u306eTTM\u3067\u5186\u63db\u7b97\u3059\u308b\u53d6\u6271\u3044\u304c\u793a\u3055\u308c\u3066\u3044\u308b\u3002\u21d2\u56f3\u8868\uff16<br \/>\u2207\uff13\uff10\uff10\u4e07\u5186\u5168\u984d\u3092\u6a5f\u68b0\u7684\u306b\u6240\u5f97\u3068\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u62e0\u51fa\u984d\u306e\u3046\u3061\u8ab2\u7a0e\u6e08\u307f\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<br \/>\u2207401(k)\u3078\u306e\u62e0\u51fa\u304c\u3059\u3079\u3066\u7a0e\u5f15\u524d\u3067\u52e4\u52d9\u5148\u62e0\u51fa\u3068\u904b\u7528\u76ca\u306e\u307f\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u8ab2\u7a0e\u5bfe\u8c61\u984d\u306f\u5927\u304d\u3044\u3002<br \/>\u2207\u7a0e\u5f15\u5f8c\u62e0\u51fa\u304c\u542b\u307e\u308c\u3066\u3044\u308c\u3070\u3001\u305d\u306e\u5143\u672c\u90e8\u5206\u3092\u3069\u306e\u3088\u3046\u306b\u53d6\u308a\u6271\u3046\u304b\u306e\u691c\u8a0e\u304c\u5fc5\u8981\u3068\u306a\u308b\u3002\u21d2\u56f3\u8868\uff17<br \/>\u2207\u307e\u305f\u3001\u7c73\u56fd\u3067\u6e90\u6cc9\u5fb4\u53ce\u304c\u884c\u308f\u308c\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u76f4\u3061\u306b\u65e5\u672c\u3067\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u3092\u9069\u7528\u3057\u306a\u3044\u3002<br \/>\u2207\u65e5\u7c73\u79df\u7a0e\u6761\u7d04\u4e0a\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3001W-8BEN\u306e\u63d0\u51fa\u72b6\u6cc1\u3001\u7c73\u56fd\u5e02\u6c11\u6a29\u30fb\u6c38\u4f4f\u6a29\u306e\u6709\u7121\u306e\u78ba\u8a8d\u3001\u672c\u6765\u7c73\u56fd\u3067\u8ab2\u7a0e\u3055\u308c\u308b\u7a0e\u306a\u306e\u304b\u3092\u5148\u306b\u5224\u65ad\u3059\u308b\u3002<br \/>\u2207\u9069\u6cd5\u306a\u5916\u56fd\u6240\u5f97\u7a0e\u3067\u3042\u3063\u3066\u3082\u65e5\u672c\u306e\u5916\u56fd\u7a0e\u984d\u63a7\u9664\u306b\u306f\u9650\u5ea6\u984d\u304c\u3042\u308b\u3002\u21d2\u56f3\u8868\uff18<\/p><h4>\u691c\u8a0e\u306e\u7d50\u679c<\/h4><p>\u3053\u306e\u4e8b\u4f8b\u3067\u6700\u7d42\u7684\u306b\u78ba\u8a8d\u3059\u3079\u304d\u306a\u306e\u306fForm1099-R\u3060\u3051\u3067\u306f\u89e3\u6c7a\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u70b9\u306b\u3042\u308b\u3002401(k)\u6642\u4ee3\u306e\u62e0\u51fa\u660e\u7d30\u3001\u4f1a\u793e\u62e0\u51fa\u984d\u3001\u7a0e\u5f15\u5f8c\u62e0\u51fa\u306e\u6709\u7121\u3001IRA\u3078\u306e\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u8cc7\u6599\u3001\u904e\u53bb\u306e\u7c73\u56fd\u7533\u544a\u66f8\u3092\u78ba\u8a8d\u3057\u300120\u4e07\u30c9\u30eb\u304c\u3069\u306e\u3088\u3046\u306b\u5f62\u6210\u3055\u308c\u305f\u304b\u3092\u5fa9\u5143\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3001IRA\u306e\u65e5\u672c\u7533\u544a\u3067\u306f\u3001\u53d7\u53d6\u984d\u306e\u63db\u7b97\u3088\u308a\u3082\u3001\u53e3\u5ea7\u306e\u5c65\u6b74\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308b\u3002\u21d2\u56f3\u8868\uff19<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2e6a4e e-con-full e-flex e-con e-child\" data-id=\"d2e6a4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87678eb elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"87678eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u56f3\uff13\u3000\u300c\u7533\u544a\u306f\u7d42\u308f\u3063\u305f\u306e\u306b\u8ca1\u7523\u304c\u52d5\u304b\u306a\u3044\u300d\u30b1\u30fc\u30b9<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b593420 elementor-widget elementor-widget-image\" data-id=\"b593420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"574\" height=\"1024\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-574x1024.jpg\" class=\"attachment-large size-large wp-image-120525\" alt=\"\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-574x1024.jpg 574w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-168x300.jpg 168w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-768x1371.jpg 768w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-861x1536.jpg 861w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303-600x1071.jpg 600w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752303.jpg 994w\" sizes=\"(max-width: 574px) 100vw, 574px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-760db8f elementor-widget elementor-widget-image\" data-id=\"760db8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"953\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304-860x1024.jpg\" class=\"attachment-large size-large wp-image-120526\" alt=\"\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304-860x1024.jpg 860w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304-252x300.jpg 252w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304-768x914.jpg 768w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304-600x714.jpg 600w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752304.jpg 994w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-352a578 elementor-widget elementor-widget-image\" data-id=\"352a578\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"457\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305-1024x585.jpg\" class=\"attachment-large size-large wp-image-120527\" alt=\"\u6d77\u5916\u8cc7\u7523\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305-1024x585.jpg 1024w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305-300x171.jpg 300w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305-768x439.jpg 768w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305-600x343.jpg 600w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/08\/\u6d77\u5916\u8cc7\u752305.jpg 1057w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5e6dba elementor-widget elementor-widget-text-editor\" data-id=\"a5e6dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>\u65e5\u672c\u306eiDeCo\u3068\u306e\u9055\u3044<\/h3><p>\u65e5\u672c\u306eiDeCo\u3068IRA\u306f\u3044\u305a\u308c\u3082\u8001\u5f8c\u8cc7\u7523\u5f62\u6210\u3092\u76ee\u7684\u3068\u3059\u308b\u5236\u5ea6\u3067\u3042\u308b\u304c\uff08\u56f3\u8868\uff12\u53c2\u7167\uff09\u3001\u7a0e\u5236\u4e0a\u306e\u4ed5\u7d44\u307f\u306f\u7570\u306a\u308b\u3002iDeCo\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u639b\u91d1\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308a\u3001\u904b\u7528\u76ca\u306f\u975e\u8ab2\u7a0e\u3001\u53d7\u7d66\u6642\u306b\u8ab2\u7a0e\u3055\u308c\u308b\u3002<\/p><p>\u4e00\u65b9\u3001IRA\u306b\u306f\u4e3b\u306bTraditional IRA\u3068Roth IRA\u304c\u3042\u308b\u3002Traditional IRA\u306f\u3001\u62e0\u51fa\u6642\u306b\u6240\u5f97\u63a7\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u3001\u539f\u5247\u3068\u3057\u3066\u53d7\u7d66\u6642\u306b\u8ab2\u7a0e\u3055\u308c\u308b\u3002Roth IRA\u306f\u3001\u62e0\u51fa\u6642\u306e\u6240\u5f97\u63a7\u9664\u306f\u306a\u3044\u304c\u3001\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u5206\u914d\u306f\u7c73\u56fd\u3067\u975e\u8ab2\u7a0e\u3068\u306a\u308b\u3002<\/p><p>\u3082\u3063\u3068\u3082\u3001\u65e5\u672c\u5c45\u4f4f\u8005\u306b\u3064\u3044\u3066\u306f\u3001\u7c73\u56fd\u3067\u306e\u8ab2\u7a0e\u7d50\u679c\u304c\u305d\u306e\u307e\u307e\u65e5\u672c\u3067\u3082\u8a8d\u3081\u3089\u308c\u308b\u3068\u306f\u9650\u3089\u306a\u3044\u305f\u3081\u3001\u53e3\u5ea7\u306e\u7a2e\u985e\u3001\u672c\u4eba\u62e0\u51fa\u984d\u3001\u30ed\u30fc\u30eb\u30aa\u30fc\u30d0\u30fc\u306e\u6709\u7121\u306a\u3069\u3092\u78ba\u8a8d\u3057\u3001\u65e5\u672c\u6cd5\u4e0a\u306e\u8ab2\u7a0e\u95a2\u4fc2\u3092\u5225\u9014\u5224\u65ad\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p><p>\u00a0<\/p><p>\u3008\u53c2\u7167\u3009<br \/>\u00b7 IRS Publication 590-A, <br \/>Contributions to Individual Retirement Arrangements(IRAs)<br \/>\u00b7 IRS Publication 590-B, <br \/>Distributions from Individual Retirement Arrangements (IRAs)<br \/>\u00b7IRS, Traditional IRAs\uff08\u5236\u5ea6\u6982\u8981\uff09<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4f8b97 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b4f8b97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e4ea69 shingodb elementor-widget elementor-widget-heading\" data-id=\"8e4ea69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\u8457\u8005\u7d39\u4ecb<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-172e79c e-con-full e-flex e-con e-child\" data-id=\"172e79c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-c8104d4 e-con-full e-flex e-con e-child\" data-id=\"c8104d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdbf9d7 elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"fdbf9d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/04\/\u7c73\u56fd\u4e0d\u52d5\u7523\u6295\u8cc7p01.jpg\" class=\"attachment-large size-large wp-image-114317\" alt=\"Kiyomi Kindaichi\uff08\u91d1\u7530\u4e00\u559c\u4ee3\u7f8e\uff09\" srcset=\"https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/04\/\u7c73\u56fd\u4e0d\u52d5\u7523\u6295\u8cc7p01.jpg 500w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/04\/\u7c73\u56fd\u4e0d\u52d5\u7523\u6295\u8cc7p01-300x300.jpg 300w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/04\/\u7c73\u56fd\u4e0d\u52d5\u7523\u6295\u8cc7p01-150x150.jpg 150w, https:\/\/www.jkeiei.co.jp\/m\/wp-content\/uploads\/2026\/04\/\u7c73\u56fd\u4e0d\u52d5\u7523\u6295\u8cc7p01-100x100.jpg 100w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed00dee e-con-full e-flex e-con e-child\" data-id=\"ed00dee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f371da elementor-widget elementor-widget-heading\" data-id=\"3f371da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kiyomi Kindaichi\uff08\u91d1\u7530\u4e00\u559c\u4ee3\u7f8e\uff09<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c8cb0f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5c8cb0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p2\">\u7a0e\u7406\u58eb\u30fbCFP\u30fb\u56fd\u969b\u4e0d\u52d5\u7523\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\uff08JARECO\uff09\u3001\u56fd\u969b\u4e0d\u52d5\u7523\u30ab\u30ec\u30c3\u30b8\u4e38\u306e\u5185\u652f\u90e8\u652f\u90e8\u9577\u3002<br \/>\u4e2d\u5c0f\u304a\u3088\u3073\u5927\u4f01\u696d\u306e\u56fd\u5185\u7a0e\u52d9\u306e\u8c4a\u5bcc\u306a\u7d4c\u9a13\u309220\u5e74\u4ee5\u4e0a\u6709\u3057\u305f\u3042\u3068\u3001\u8fbb\u30fb\u672c\u90f7\u7a0e\u7406\u58eb\u6cd5\u4eba\u306b\u3066\u56fd\u969b\u8cc7\u7523\u7a0e\u6e96\u5099\u5ba4\u9577\u3092\u7d4c\u3066\u56fd\u969b\u7a0e\u52d9\u306b\u3066\u72ec\u7acb\u3092\u3057\u305f\u3002\u305d\u306e\u5f8c2024\u5e7410\u6708\u306b\u306f\u56fd\u969b\u8cc7\u7523\u5c02\u9580\u30b3\u30f3\u30b5\u30ebGEPAS 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\u2500<\/a><\/h3>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u65e5\u672c\u56fd\u5185\u306b\u304a\u3051\u308b\u5e74\u91d1\u5236\u5ea6\u306f\u3001\u516c\u7684\u5e74\u91d1\u3068\u4f01\u696d\u5e74\u91d1\u3001iDeCo\u3084NISA\u306a\u3069\u3092\u5225\u3005\u306e\u5236\u5ea6\u3068\u3057\u3066\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3042\u308b\u304c\u3001\u7c73\u56fd\u3067\u306f\u8001\u5f8c\u8cc7\u7523\u5f62\u6210\u3092\u652f\u3048\u308b\u5236\u5ea6\u3068\u3057\u3066\u3001 \u2022 Social Security\uff08\u793e\u4f1a\u4fdd\u969c\u5e74\u91d1\uff09\u2022 40 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